Before you hand over your money, learn these four things

Most of the losses we have seen in investing with account managers did not start in the market. They started with a question nobody asked.

"Are your monthly returns verified or declared?" "What was the account's largest drawdown?" "Do you charge your fee on profit or on the whole balance?" "If I want to leave, how long does it take?"

An investor who knows the answers to these questions is not easily fooled by screenshots and promises of fixed profit.

That is why we built PAMM Iran Academy: short, free courses that each take an evening.

What does the academy teach?

PAMM Iran courses are written from real experience of reviewing accounts, not from a textbook:

1. Foundations of investing in managed accounts: the difference between the nine capital-management methods and the guardian modules; reading an account page; performance fees and the high-water mark; and the red flags that should stop you immediately.
2. Risk management: risk per trade, the maths of drawdown (why recovering a fifty percent loss needs a hundred percent gain), daily and total loss limits, and a trading journal.
3. The account manager path: for anyone who wants to publish their account for investors: connecting data, a verified track record, the agreement and fees, and attracting investors without unrealistic promises.

Each lesson takes a few minutes. You can read the lessons without enrolling.

One example that changes everything

Suppose an account made thirty percent in its first three months and then fell thirty percent in the fourth. Many people think it has "broken even".

But one hundred million tomans with thirty percent profit becomes one hundred and thirty million, and with a thirty percent drop it becomes ninety-one million. That is a nine percent loss.

This is exactly what you see, with numbers and examples, in the "drawdown maths" lesson. Once you know it, you look at an account's largest drawdown as closely as its returns.

A short quiz, a real certificate

Each course ends with a short multiple-choice quiz. Reach the pass mark and a certificate with a unique code is issued.

Anyone can enter the code on the academy page and see who holds the certificate, for which course and when it was issued. If you are an account manager, put the code on your profile; it shows you take risk and transparency seriously.

An honest note: an academy certificate is educational. It is not a licence to manage money, and we never present it as one.

What does "Sponsored" mean?

PAMM Iran courses are free. A broker or another company may pay for producing some of them. When that happens, the course carries a clear Sponsored label and the sponsor's name.

The sponsor has no say in the content, and sponsorship is not a recommendation of that company by us. We hold ourselves to the same transparency we expect from account managers.

If you have something to teach

The academy is not only for learning. If you have real experience in trading or account management, you can build your own course: text, images, Aparat video and a quiz.

Courses are reviewed before publication; promises of guaranteed profit and hidden promotion are not accepted. If your course is paid, payment goes through PAMM Iran billing and your share, after the platform fee, is paid to your own IBAN.

Start today

1. Open PAMM Iran Academy and choose a course.
2. Go through the lessons in order and press "I have finished this lesson" after each one.
3. Take the final quiz and keep your certificate code.

The complete academy guide, from enrolling to teaching, is in the Help Center.

Investing in financial markets carries risk and can lose part or all of your capital. Academy content is educational and is not investment advice.

An evening of learning is cheaper than years of regret.

Further reading

• Declared or verified returns?
• Has your manager charged twice for the same profit? Probably